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Our Wealth Management Process

The business of wealth management demands a disciplined professional approach with clear financial objectives. This process involves working closely with you to identify issues, review alternatives, recommend solutions, and manage implementation with meticulous attention. Our strategic approach to managing and building your wealth revolves around the following four-step process:

1. Establish Objectives

Building A Financial Profile

Before making financial recommendations, we build a detailed financial profile so that we may:

  • Understand your personal balance sheet.
  • Help you identify “Dangers, Opportunities and Strengths” (DOS™)
  • Understand your current asset allocation.
  • Help you develop your investment parameters.

Assessing Your Goals

We begin by asking you a number of important questions to help us understand five critical things about you:

  • What is your total financial picture?
  • What are your financial goals and objectives?
  • What are your feelings and tolerance for risk?
  • What is the time horizon associated with each of your goals?
  • Are you building your wealth? Preserving it? Passing it on to others?

2. Set Strategy

Goal-directed Analysis

After assessing your goals, we:

  • Compare fundamental investment principles to your goals.
  • Help you select appropriate asset classes and distributions.
  • Help you determine performance benchmarks.
  • Help you determine a financial plan to address your goals.
  • Prepare a comprehensive Investment Policy Statement

Translating Goals Into Action

To help you make informed decisions and ultimately reach your goals, we translate your goals and objectives into a personalized financial plan, enabling you to:

  • Organize Your Finances:
    Provide a clear picture of your financial situation.
  • Understand How Your Financial Puzzle Fits Together:
    Evaluate both your short- and long-range goals and see how each piece of your financial puzzle can influence the other interlocking pieces.
  • Find Solutions:
    Put your strategies into action by providing access to specialists in various financial disciplines, such as asset management, trusts, credit, business planning, and insurance.
  • Uncover Opportunities:
    Identify opportunities that could influence your overall financial well-being.

3. Implement Solutions

Select and Implement Financial Solutions

Next, we help you select and implement financial solutions according to your financial plan and asset allocation strategy. Specifically, we help you:

  • Identify financial solutions.
  • Allocate your funds.
  • Select investment products and managers.
  • Develop a rebalancing strategy.

* Portfolio adjustments will be based on client feedback, as well as market, economic and individual company considerations.

Tailored Portfolio Construction

Based on your specific goals and risk tolerance, we help you build a portfolio that is customized for you and your long-term objectives:

4. Review Process

Ongoing Monitoring and Service

We provide exceptional service and ongoing monitoring for all our clients. Portfolio review and rebalancing is an integral part of the process. This includes:

  • Monitoring portfolio performance and results to evaluate progress.
  • Reviewing objectives and strategies periodically.
  • Altering and adjusting your wealth management strategies based on changing goals, circumstances or conditions.

Review Your Account Online

Beauport Financial offers excellent technology and online tools to manage your accounts and your relationship with us:

  • View current balances and transaction history.
  • Access research reports on companies and sectors.
  • Read market news and use charting capabilities.
  • View statements online.